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Thanks Derek. I appreciate your ability to express complex ideas in a coherent way that makes them understandable. 2022 was a surprisingly difficult year, I struggled and I saw the people around me and my adult daughters struggling. I think we were struggling because we were all trying to return to the way things were in 2019, to get back what we lost in the pandemic. 2023 is the year when I and I think others are moving forward with the new reality of the world as it is. As you say, time only moves in one direction...

Vicky

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Good morning read before heading into the world- thanks for thoughts

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